Personal income tax
The FTA calculator separates income and wealth taxes, pension capital withdrawals, inheritance and gifts. Enter the municipality, household circumstances and correct tax year.
Filing & deadlines
A calculator estimate is not an assessment or tax return. Check the selected year's available data and the cantonal filing procedure.
Business and scope
The official calculator also has a separate profit-and-capital module. Federal profit tax alone does not represent total cantonal and municipal liability.
Salary and take-home pay calculator
2026 Zurich source-tax payroll · resident foreign employees subject to withholding, no children, ages 25–63, one full-time employer throughout the year. Includes a configurable BVG/accident-insurance scenario.
Annual estimate · 2026
- Annual gross earnings
- CHF 84,000.00
- AHV/IV/EO + ALV + NBU
- CHF 6,216.00
- BVG contribution under selected plan
- CHF 2,877.00
- Zurich source tax withheld
- CHF 6,510.00
- Annual income after tax and payroll deductions
- CHF 68,397.00
- Average per calendar month (annual net ÷ 12)
- CHF 5,699.75
Calculation details
| Month | Annual gross earnings | AHV/IV/EO + ALV + NBU | BVG contribution under selected plan | Zurich source tax withheld |
|---|---|---|---|---|
| 2026-01 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-02 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-03 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-04 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-05 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-06 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-07 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-08 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-09 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-10 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-11 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
| 2026-12 | CHF 7,000.00 | CHF 518.00 | CHF 239.75 | CHF 542.50 |
Tax rates come directly from the locally bundled official 2026 Zurich tables, including church tax where selected. AHV/IV/EO and ALV are automatic. BVG uses the statutory coordinated salary; the minimum scenario assumes half the statutory age-based savings credit is employee-funded. This is an assumption, not a universal employee contribution rule. The default 1% NBU premium is illustrative: replace it and the BVG risk/admin rate with your employer's contractual rates (zero only if employer-funded). Custom savings rate must use the same statutory coordinated-salary basis; enhanced plans with a different insured salary are not supported. Bonus is included in insured annual pension salary; the 13th salary is paid in December. No KTG deduction or private health premium is included. Results are withholding, not ordinary/final Swiss tax; mandatory subsequent assessment may apply, including at CHF 120,000 annual gross.
Official basis and tool instructions
Official FTA tax calculator
This link opens the authority’s service or instructions. Check its supported year and eligibility; a calculation or draft does not submit a tax return.
Open official resource ↗Official basis and tool instructions
- Federal Tax Administration (FTA) — Reference 1https://swisstaxcalculator.estv.admin.ch/ESTV
- Federal Tax Administration (FTA) — Reference 2https://www.estv.admin.ch/en/tax-calculator-calculate-taxes
- Federal Tax Administration (FTA) — Reference 3https://www.estv.admin.ch/en/tax-burden-in-switzerland
- Federal Tax Administration (FTA) — Reference 4https://www.estv.admin.ch/de/steuerrechner-dokumente
Official sources
Sources checked 28 Oct 2026 · Select the applicable year in the official tool
- Federal Tax Administration (FTA) — Reference 1https://www.estv.admin.ch/en/tax-calculator-calculate-taxes
- Federal Tax Administration (FTA) — Reference 2https://www.estv.admin.ch/en/tax-burden-in-switzerland
- Federal Tax Administration (FTA) — Reference 3https://www.estv.admin.ch/de/steuerrechner-dokumente