Personal income tax
Personal deductions include the non-taxable amount, family charges and special deductions. January–June 2026 figures must not be used unchanged for July–December payroll.
Filing & deadlines
SiRADIG records deductions, tax perceptions and additional employment income through F.572 Web. It supplies the withholding agent with information; it is not a general net-pay calculator.
Business and scope
The personal Ganancias guidance distinguishes income categories. Self-employed and company obligations require their own assessment and cannot use employee special deductions automatically.
Salary and take-home pay calculator
Argentina · January–October 2026 cumulative salary and withholding. Resident private-sector employee aged 18–59, one employer, unchanged monthly remuneration throughout the ten months, ordinary SIPA regime. Includes June SAC. No vacation premium, irregular bonus, overtime, union dues, other income or additional SiRADIG deductions in this model. Supported monthly salary starts at ARS 500,000, above the contribution floors throughout the period.
January–October cumulative estimate · 2026
- January–October cash gross, including June SAC
- ARS 42,000,000.00
- January–October employee social contributions
- ARS 7,098,471.04
- Cumulative income-tax withholding through October
- ARS 744,771.52
- January–October cumulative take-home estimate
- ARS 34,156,757.44
Calculation details
- June SAC paid
- ARS 2,000,000.00
- Tax gross including SAC provision
- ARS 43,333,333.33
- Social deductions including SAC provision
- ARS 7,321,676.96
- Personal allowances
- ARS 28,793,113.45
- Taxable income after allowances
- ARS 7,218,542.92
| Month | January–October cash gross, including June SAC | January–October employee social contributions |
|---|---|---|
| 2026-01 | ARS 4,000,000.00 | ARS 649,973.40 |
| 2026-02 | ARS 4,000,000.00 | ARS 668,497.64 |
| 2026-03 | ARS 4,000,000.00 | ARS 680,000.00 |
| 2026-04 | ARS 4,000,000.00 | ARS 680,000.00 |
| 2026-05 | ARS 4,000,000.00 | ARS 680,000.00 |
| 2026-06 | ARS 6,000,000.00 | ARS 1,020,000.00 |
| 2026-07 | ARS 4,000,000.00 | ARS 680,000.00 |
| 2026-08 | ARS 4,000,000.00 | ARS 680,000.00 |
| 2026-09 | ARS 4,000,000.00 | ARS 680,000.00 |
| 2026-10 | ARS 4,000,000.00 | ARS 680,000.00 |
Automatically applies each month's published ANSES ceiling to 11% SIPA, 3% PAMI and 3% obra social. Income-tax withholding uses October's cumulative ARCA table and deductions, with a monthly 1/12 SAC provision and corresponding social deductions (no June provision reconciliation). Cash gross includes the SAC actually paid in June; the provision is used only for tax. This is a cumulative withholding estimate, not the final 2026 annual tax or October-only take-home pay. No unpublished November/December ceilings are guessed. Family claims must qualify throughout January–October; children are under 18 or unable to work, resident and supported, within the statutory income limit. Disabled children are entered separately. The actual payroll may differ if its SAC reconciliation method differs.
Official basis and tool instructions
- ARCA · July–December 2026 personal deductions
- ARCA · 2026 cumulative withholding tax tables
- Argentina · employee social-contribution rates
- ARCA · January–March contribution ceilings
- ARCA · April contribution ceiling
- ANSES Resolution 110/2026 · May ceiling
- ARCA · June contribution ceiling
- ARCA · July–October ceilings and minimum wage
- RG 4003 · withholding and SAC provision method
- Employment Contract Act · SAC and leave
Official SiRADIG deduction reporting service
This link opens the authority’s service or instructions. Check its supported year and eligibility; a calculation or draft does not submit a tax return.
Open official resource ↗Official basis and tool instructions
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 1https://www.arca.gob.ar/572Web/
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 2https://www.arca.gob.ar/gananciasYBienes/ganancias/personas-humanas-sucesiones-indivisas/deducciones/deducciones-personales.asp
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 3https://www.arca.gob.ar/gananciasYBienes/ganancias/personas-humanas-sucesiones-indivisas/declaracion-jurada/determinativa/determinacion.asp
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 4https://arca.gob.ar/572web/documentos/ManualSiRADIG.pdf
Official sources
Sources checked 28 Oct 2026 · 2026
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 1https://www.arca.gob.ar/gananciasYBienes/ganancias/personas-humanas-sucesiones-indivisas/deducciones/deducciones-personales.asp
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 2https://www.arca.gob.ar/gananciasYBienes/ganancias/personas-humanas-sucesiones-indivisas/declaracion-jurada/determinativa/determinacion.asp
- Agencia de Recaudación y Control Aduanero (ARCA) — Reference 3https://arca.gob.ar/572web/documentos/ManualSiRADIG.pdf